Frequently Asked Questions (FAQ)

We offer settlement loans to support individuals pursuing or awaiting compensation from legal claims.

Our services include:

• Pre-Settlement Loans: Receive funding during your personal injury claim to help manage day-to-day expenses, medical bills, or urgent financial needs while you wait for your case to resolve.
• Post-Settlement Loans: Access your compensation funds faster—we provide short-term loans once your case is settled but before the final payment is received.

Whether you're looking for compensation loans, personal injury claim loans, litigation loans, or fast access to funds tied to your legal case, our solutions are designed to ease financial stress when you need it most.

Yes — we offer post-settlement loans specifically for situations where your compensation claim has been resolved, but the payout is still pending. If you’ve reached a settlement and are just waiting for the funds to be released, we can provide fast, short-term financing to help cover expenses in the meantime.

Our compensation loans are designed to give you early access to your personal injury settlement, so you’re not left waiting without support.

You may be eligible for a personal injury loan if you meet all of the following criteria:

• You have an active personal injury claim - to see which claim types we can lend against, please refer to the next question
• You are represented by a solicitor or law firm
• You are 18 years or older
• You are an Australian citizen, permanent resident, or hold a valid visa

We do not check your credit record. Our assessment is based on the strength of your compensation claim, not your credit history or financial standing.

We provide personal injury claim loans and settlement funding for a wide range of eligible personal injury claims, including:

• Motor Vehicle Accident Compulsory Third Party (MVA CTP) claims
• Workplace Injuries – Common law claims for damages
• Public Liability claims
• Historic Abuse claims - except when going through the National Redress Scheme
• Medical Negligence claims
• Nervous Shock claims
• Dependency claims
• Professional Indemnity claims

We do not offer settlement loans for:

• Total and Permanent Disability (TPD) claims
• Victims of Crime
• Self-represented claims (where you aren't using a solicitor or law firm)

For claim-specific conditions, contact our team to discuss your eligibility.

No — with our settlement loans, you don’t need to make any repayments until your claim is resolved. This allows you to focus on your recovery without added financial pressure.

Yes, absolutely! Our compensation loans are flexible — you can repay early, in part or in full, at any time.

There are no early repayment fees, penalties, or hidden charges. You're in control of how and when you repay.